One of our members has been corresponding with the Arizona Finance Department in an attempt to receive a clear determination as to whether or not a collection agency license is required in AZ. The response was that so long as you are assuming ownership of the judgment(s) without recourse to the original creditor, and collecting the judgment(s) on your own behalf, collection agency licensing is not required.
Here's a direct link to the document, which our member has graciously permitted me to share with the entire membership: Email from AZ Finance Dept
Christina
St Marys, GA
